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1 lb lean ground beef
3/4 cup water
1 envelope (1 oz) taco seasoning
1 (15 to 16 oz) can refried beans
5 cups tortilla chips
2 cups chunky style salsa
1 cup shredded cheddar cheese
1/3 cup sliced jalapeno peppers
Sour cream, optional


1. Cook ground beef in a 10 inch skillet over medium high heat
until well browned, stirring often to separate meat. Drain off fat.

2. Stir water and taco seasoning in the skillet and heat to a boil.
Reduce heat to low and cook 5 minutes, stirring occasionally.

3. Heat the beans according to the label directions on can.

4. Place the chips on a large platter. Layer the beef mixture, beans, salsa, cheese and peppers over the chips.
Place dollops of sour cream over all if desired.

Yield: 8 Servings